Serving Small Businesses Across the United States
Matched to the Right Lender in 48 Hours
Complete one 15-minute assessment and FundBridge matches your business profile against 50+ vetted lenders across the United States, with transparent approval-likelihood scores and a dedicated adviser by your side until funding closes.
Serving United States
- Success-only fees
- no upfront cost
- 50+ pre-vetted lenders including SBA and community lenders
- Transparent approval-likelihood scores on every match
- Dedicated funding adviser from first match to closed deal
- Your data is never sold to third-party lenders
Your bank said no. That is not the end of the road. It is just the wrong map.
According to the Federal Reserve's 2023 Small Business Credit Survey, 43% of small businesses were denied financing or received less than they requested from traditional banks. The average owner then spends 25+ hours duplicating paperwork across three or more lenders, applying largely blind, with no way to know which ones are likely to approve their profile. Bank rejection is not a verdict on your business. It is a signal that one lender's criteria did not match your profile on that day. Across a network of 50+ SBA, alternative, and community lenders, the right match almost certainly exists. The problem has never been your business. It has been the absence of the data to find the right door.
How FundBridge works
- Complete one 15-minute intake assessment You answer structured questions about your revenue, industry, location, funding need, and business history. No documents required at this stage. The intake takes roughly 15 minutes and is the last time you will fill out the same form twice.
- Receive your ranked lender match report FundBridge's matching engine maps your profile against 50+ vetted lenders and returns a ranked report showing your top matches, the funding products they offer, and a transparent approval-likelihood score for each one. You can see exactly why each lender is recommended and what factors are working in your favour.
- Work with your dedicated funding adviser A human funding adviser reviews your top three matches with you, helps you prepare documents once for all applications, coaches you through lender negotiations, and stays on your deal until funding closes. You are not handed off to a call centre. One adviser, start to finish.
- Funding closes, fee applies FundBridge earns a success fee only when your deal closes, between 1.5% and 2.5% of the funded amount for Guided Bridge engagements. If funding does not close, you owe nothing. Our incentive is entirely aligned with yours.
Why FundBridge
Matched to fit, not broadcast wide
FundBridge's matching engine maps your financial profile, industry, geography, and funding need against 50+ vetted lenders and returns only the ones most likely to approve you. Your details are never sold to lenders as leads. Every recommendation is earned by fit, not by who pays the most for your contact.
Fees tied entirely to your outcome
FundBridge earns a success fee only when your funding closes. There is no upfront charge on the Self-Match tool and no advisory fee if Guided Bridge does not deliver a closed deal. That structure is not common in business lending, and it is not accidental. It is how we keep our incentives identical to yours.
A decision in 48 hours, not 48 days
Traditional bank decisions take six weeks on average, assuming you survive the paperwork. After completing FundBridge's 15-minute intake, your ranked match report is ready within 48 hours. Your funding adviser is available from that point by video call, chat, or email until the deal is done.
Services
- Vault Pro Quoted per job Unlimited account connections, real-time capital allocation scoring, tax-category tagging, QuickBooks sync, priority support
- Vault Business Quoted per job Multi-entity support (up to 3 business entities), team access with role permissions, CFO-style monthly capital report, dedicated onboarding specialist
- Guided Bridge Quoted per job Full-service advisory package. Includes dedicated funding advisor, document preparation support, lender negotiation coaching, and follow-up on up to 3 matched lenders until close.
- Concierge Capital Quoted per job White-glove service for deals $250K+. Includes financial narrative writing, CFO-level cash flow analysis, lender relationship introductions, and SBA application support.
FundBridge vs. the alternatives
| FundBridge | The usual way | |
|---|---|---|
| Application effort | One 15-minute intake assessment | Separate application per lender, each with duplicate documents |
| Lender match logic | Proprietary matching against 50+ vetted lenders based on your actual profile | Manual search or broad marketplace blast with no fit scoring |
| Approval transparency | Ranked match report with approval-likelihood scores and clear rationale | Apply and wait, with no indication of fit before submission |
| Data handling | Your profile is matched to lenders, not sold to the highest bidder | Lead-gen marketplaces sell your data to multiple lenders regardless of fit |
| Advisory support | Dedicated funding adviser from match through to close on Guided and Concierge tiers | Most brokers hand you off after introduction; marketplaces offer no human support |
| Fee structure | Success fee paid at close only. No upfront cost on Self-Match or Guided Bridge | Broker fees charged regardless of outcome, or rates buried in loan terms |
| SBA loan support | SBA lenders included in network; Concierge Capital includes full SBA application support | Most online marketplaces exclude SBA products or have no expertise to guide the process |
Who FundBridge is built for
FundBridge works best for small business owners across the United States who have real revenue, a genuine funding need, and a frustrating gap between their business's actual strength and what traditional bank underwriting can see. If any of the following sounds familiar, you are in the right place.
- Revenue between $100K and $5M with a funding need of $25K to $500K
- Declined by a bank or offered less than you needed with no clear explanation
- Spending hours on applications that go nowhere or repeat the same paperwork
- Minority-owned or women-owned business underserved by conventional lenders
- Seasonal revenue or irregular payroll that confuses standard underwriting
Your bank's rejection is a mismatch, not a verdict. The right lender is in the network.
No upfront fee. No data sold. You only pay if funding closes.
Frequently asked questions
Is this just another lead-generation site that sells my details to lenders?
No. FundBridge is a matching and advisory platform, not a lead-generation marketplace. Your profile is used to find the lenders most compatible with your specific situation. It is not sold to lenders as a contact to be chased. FundBridge earns a success fee from the lender when a deal closes, which only happens if the match was right. That fee structure is what keeps the process honest.
What do I actually pay, and when?
The Self-Match tool is free to use. FundBridge is funded by lender referral fees on deals that close through the platform. For Guided Bridge, a success fee of 1.5 to 2.5 percent of the funded amount is charged at close only. If your deal does not close, you pay nothing. Concierge Capital engagements include a flat retainer plus one percent at close, quoted before you commit. There are no fees added to your loan balance or hidden inside your APR.
What information do I need for the 15-minute intake assessment?
You will need a general sense of your annual revenue, how long you have been trading, what you need the funds for, and the approximate amount. Basic business details like your industry, location, and legal structure are also part of the intake. You do not need tax returns, bank statements, or formal financials at this stage. Those come later, and only for the lenders you choose to pursue.
What types of lenders and loan products are in the FundBridge network?
The network includes SBA-approved lenders, community development financial institutions, alternative lenders, and specialist lenders covering sectors including hospitality, construction, healthcare, and franchise operations. Loan products covered include term loans, lines of credit, equipment finance, invoice factoring, and SBA 7(a) and 504 programmes. The network is actively curated and approval data is fed back after each deal cycle to keep match accuracy improving.
How are approval-likelihood scores calculated, and what do they actually mean?
Approval-likelihood scores are generated by FundBridge's matching engine, which is trained on real approval and rejection outcomes fed back by lender partners after each deal cycle. A higher score means your profile, on the dimensions that specific lender weighs most heavily, is a strong fit based on comparable deals. It is not a guarantee of approval, but it is a data-grounded signal of where your time is best spent, which is more than most lenders give you before you apply.
What if my credit score is not perfect or I have been declined before?
A bank rejection is not a verdict on your business. It means your profile did not meet that lender's specific criteria, which often have very little flexibility. FundBridge's network includes lenders who assess businesses differently, weighing revenue trends, cash flow patterns, and industry context rather than credit score alone. Seasonal revenue, a short trading history, or a previous decline does not disqualify you from the matching process.
Get in touch
Tell us about your business in 15 minutes and we will show you which lenders are most likely to approve you, and exactly why, before you fill in a single application.
No upfront fee. No data sold. You only pay if funding closes.